PSC is a switch that handles and controls the enterprise network communication for all transactions generated through external channels. Shields All Network / Deployment Complexities from Other Applications, Facilitates Operation of All External Channel Modules, Works Seamlessly regardless of Deployment Architecture and Provides an Economical Way of Performing Inter Branch Transactions are the some of the highlighted features of PSC.

Features

• Shields All Network / Deployment Complexities from Other Applications
• Facilitates Operation of All External Channel Modules
• Works Seamlessly Regardless of Deployment Architecture
• Provides an Economical Way of Performing Inter Branch Transactions
• Reduces the Total Cost of Ownership (TCO) of the Total Enterprise Banking System
• Supports Heterogeneous Environments and Databases
• Facilitates Event Monitoring, Auditing and Logging
• Provides Security and Encryption Facilities

It manages all the transaction which performed through online like from Web Banking, ATM, Tele Banking etc but Inter Branch Transaction is not matched by IMS. IMS is the Middleware that acts as an Interface between the Core Banking System and the external channel Modules. It handles all administrative functions, financial and non-financial transactions initiated through external channel modules, like ATM, POS, Telephone Banking, Mobile Banking and Internet etc.

Features:

• Provides External Channel Modules With a Standard Way of Performing Administrative Functions
• Provide External Channel for Financial and Non-financial Transactions
• Reduces/Eliminates Complexities from Those Modules

ATM Interface through Automated Teller Machines provides online real time facilities to perform different banking transactions, even in totally distributed environment. All its transactions are channeled through PIBAS Switch Controller (PSC) and Interface Management System (IMS) and can also it is compatible with other switches. It got the features like the Cash Withdrawal, Transfer from an account and reversal of transaction.

Currently it facilitates following functions:

• Cash Withdrawal
• Funds Transfer
• Balance Enquiry
• Mini Statement Enquiry
• Statement Request
• Stop Cheque/Payment
• Cheque Book Request
• Utility Bills' Payment

Features

• Reduces Work Load of Operational Staff, Specially Tellers
• Increase Operational Efficiency
• Reduces Paper Generation and Handling
• Enhances Customer Service
• Affects Income Accounts Immediately (where Applicable)
• Generates Reconciled Entries
• Provides Transactions History and Audit Trails
• Gives Detail Activity Logs
• Currently provides connectivity Using ATM Controllers of CR2, TPS and Avanza.

This Module caters through Internet, Mobile Telephone and Touchtone Telephones. These facilities perform online and real time different banking transactions, even in totally distributed environment. All its transactions are channeled through PIBAS Switch Controller (PSC) and Interface Management System (IMS).

It helps Branches to connect with each other. All the online Transaction between branches can be performed from this module. Voucher can also be defined by the Bank if they need to add Treasury or Head Office for reconciliation.

It facilitates following functions in a remote branch:

• Fund Transfer
• Cash Withdrawal
• Cash Deposit.
• Transfer Delivery
• Balance Enquiry
• Signature & Photo Verification

Features

• Increase Operational Efficiency.
• Reduces Paper Generation and Handling.
• Enhances Customer Service.
• Provides Facility to Handle Intra Bank Clearing.
• Affects Income Accounts Immediately.
• Provides Facility to Print and/or Re-Print vouchers, advices
• Generates Reconciled Entries, Thereby Eliminating/Reducing Inter Branch.
• Reconciliation Headaches.
• Provides Transactions History and Audit Trails.
• Give Detail Activity Logs.
• Facilitates Offline Posting of H.O. Transactions in Braches' Accounts.

This facilitates straight through processing with settlement systems which accept SWIFT Messages, with minimal user development effort. Files produced by the SWIFT Interface Module can be presented to the clients' SWIFT gateway for transmission to and from the SWIFT network, or alternatively, they can be used to generate instructions to be passed to other in-house systems.