COLLETRAL MANAGEMENT SYSTEM

Collateral Management System (CMS) provides a powerful tool to the bank to manage, monitor and control the assets submitted by the customers as collaterals to avail the credit facilities of the bank. It has Multi-Currency Collateral Management and Amount Permissible Calculation helps to have a grip on the clients activates.

Benefits & Salient Features:

• Consolidates collaterals for business relationship/customer
• Better Risk Management
• Customizable Collateral Types (Hypothecation, Pledge etc.)
• Customized hierarchical collateral categories where the user can define:
• Market Price & Base Price labels
• Valuation Level
• Depreciable or Not
• Partial Release Allowed or Not etc
• Multi-Currency Collateral Management
• Amount Permissible Calculation
• Concept of Margin
• Quantity Definition on Collateral
• Base Price and Market Price Concept with Local Currency equivalent
• Valuation/Re-valuation:
• Category Level
• Collateral Level
• Dynamic calculation of drawing power across the bank/branch, as and when
• collaterals are re-valued
• Surveyors Management
• Custodian Management
• Custody Information of Collateral
• Insurance Company Management
• Insurance Information of Collateral
• Addition of customized Collateral information
• Notification/Alerts on Collaterals
• Primary and Secondary Collaterals
• First and Second Charge of Collaterals
• Detail Specification of Property
• Flexible Charges Structure
• Partial Release of Collateral